Which ZATCA wave am I in?

ZATCA integrates taxpayers in waves by historical annual VAT-subject revenue. Wave 25 covers businesses that exceeded SAR 187,500 in any year from 2022 to 2025, with an integration deadline of 1 February 2027. Check your wave on the ZATCA portal.

🇸🇦 Businex360 · Saudi Arabia

ZATCA Phase 2 POS, accounting & CRM — free for every Saudi business.

Q: What Saudi VAT rate does Businex360 apply?

15% standard rate as of 2026. The rate is configurable per product/service so exempt and zero-rated items (education, healthcare, exports) apply correctly.

Fatoora-integrated e-invoicing, offline POS, Arabic-first UI and full SAR VAT reporting. Built for Wave 25 SMEs in Riyadh, Jeddah, Dammam and every governorate in the Kingdom.

Download for Saudi Arabia See ZATCA compliance

Tax authority: ZATCA (زاتكا)
VAT rate: 15%
Currency: Saudi Riyal (SAR)
E-invoicing: Phase 2 (Integration)
Format: UBL 2.1 XML + QR
Wave 25 deadline: 1 February 2027

What ZATCA Phase 2 means for you

Every VAT-registered Saudi business needs Phase 2 by their wave date. Businex360 covers it.

ZATCA Phase 2 (Integration) requires B2B tax invoices to be cleared by ZATCA's Fatoora platform in real time before they're delivered to the customer, and B2C simplified invoices to be reported within 24 hours. Businex360 handles both flows — CSID onboarding, UBL 2.1 XML generation, cryptographic stamp, IRN + UUID, QR code with signed payload, sequential hashing (anti-tampering), and 6-year archival — with zero developer work on your side.

Who's affected next: Wave 25 (announced 24 July 2026) covers every business that exceeded SAR 187,500 in VAT-subject revenue in any year from 2022 to 2025 — tens of thousands of Saudi SMEs enter scope for the first time. The integration deadline is 1 February 2027.

Built for Saudi Arabia

Compliance, POS and accounting — all localized.

Every feature below ships out of the box. Nothing to configure, nothing to integrate.

ZATCA Phase 2 clearance

Real-time submission to Fatoora for B2B tax invoices with cryptographic stamp and IRN. B2C simplified invoices reported within the 24-hour window.

Offline POS across the Kingdom

Selling in Al-Ula, Tabuk or the Empty Quarter with patchy coverage? Sales queue locally and sync when the connection returns.

SAR-first VAT reporting

15% standard rate with automatic zero-rated and exempt handling for exports, education, healthcare and financial services.

Mada, STC Pay & cash

Records every payment method Saudi customers actually use — Mada, STC Pay, Apple Pay, MasterCard, Visa, and cash tenders.

Arabic-first UI & receipts

Native RTL interface, Hijri and Gregorian dates, Arabic numerals on receipts and reports. Staff onboarding in the language they think in.

Multi-branch, one VAT number

Retail chains and F&B groups can run every branch under one CSID with per-branch inventory, cash-drawer accountability and consolidated VAT returns.

ZATCA rollout timeline

Which wave are you in?

ZATCA integrates taxpayers by historical VAT-subject revenue. If you cross a threshold in any single year from 2022 to 2025, you're in scope for that wave.

Wave	Revenue threshold (any year 2022–2025)	Integration deadline	Status
Waves 1–3	SAR 3B / 500M / 250M+	2023–2024	Complete
Waves 4–9	SAR 30M – 150M+	2024–2025	Complete
Waves 10–20	SAR 3M – 30M+	2025–2026	Complete or in progress
Waves 21–24	SAR 375K – 2M+	Q4 2026	Rolling
Wave 25	SAR 187,500+	1 February 2027	Upcoming — Businex360 ready
Future waves	Below SAR 187,500	Expected 2027+	Not yet announced

Serving every governorate

From Riyadh to Al-Baha.

Riyadh

Retail, F&B, corporate services, government suppliers.

Jeddah

Port logistics, red-sea tourism, wholesale distribution.

Dammam & Eastern Province

Industrial, petrochemical suppliers, Aramco vendors.

Makkah & Madinah

Umrah/Hajj hospitality, retail, food service.

Abha, Al-Baha, Tabuk

Domestic tourism, NEOM support ecosystem.

Al-Ahsa, Al-Kharj, Yanbu

Agriculture, manufacturing, mid-market services.

Industries we power

Whatever you sell, we bill it correctly.

Retail & malls

Fashion, electronics, groceries. Barcode scanning, per-branch inventory, ZATCA-compliant thermal receipts.

Restaurants & cafés

Split bills, kitchen tickets by station, delivery-app reconciliation for HungerStation/Jahez/ToYou.

Contracting & services

Progress billing, retention accounting, subcontractor pass-through, milestone VAT recognition.

Wholesale & distribution

Multi-warehouse, price-list tiers, credit-limit enforcement, salesman-day-end cash reconciliation.

Professional services

Timesheet-based billing, retainer schedules, project profitability, expense pass-through.

Umrah & hospitality

Multi-currency guest billing, package pricing, rooming lists, package VAT rules.

FAQ · Saudi Arabia

Common questions from Saudi finance teams.

Is Businex360 approved by ZATCA?

Businex360 issues ZATCA Phase 2 compliant e-invoices through the TrustBill ERP integration. Every invoice includes the ZATCA-mandated QR code, cryptographic stamp, UUID, IRN and is submitted to the Fatoora platform for clearance (B2B) or reporting (B2C) inside the FTA-mandated windows.

What Saudi VAT rate does Businex360 apply?

15% standard rate as of 2026. Configurable per product/service so exempt (education, healthcare, financial services) and zero-rated items (exports) apply correctly on each invoice line.

How do I know which wave I'm in?

ZATCA notifies the taxpayer six months before their integration date, but you shouldn't wait for the letter. Check your wave on zatca.gov.sa by signing in with your Absher-linked account, or read our Wave 25 preparation guide.

Does Businex360 support Mada and STC Pay?

Yes. Businex360 records payments from Mada, STC Pay, Apple Pay and cash tenders out of the box. Full gateway settlement integration for supported PSPs is available via TrustBill.

Does the app work offline in remote regions?

Yes. Businex360 queues sales, customers and inventory changes locally when the connection drops. Everything auto-syncs to TrustBill when the internet returns — the 24-hour B2C reporting clock starts from sync, not from sale.

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